Corum Financial Services Inc. DBA Statewide Funding Group (referred to herein as “we”, “our” or “Statewide”) considers the privacy of our customers and personal information collected and recorded by the company through its interactions with you, on this website and elsewhere, and how we use it.
INFORMATION STATEWIDE MAY COLLECT
We may collect information from you when you visit our website, fill out a form on our website, call in to give us information, interact with us as part of a business transaction, subscribe to any newsletters or blogs we may offer, visit any social media site and of course, when you complete our application form. We may use this information in any one or more of the following ways:
1. To improve customer service, as your information helps us to more effectively respond to your service requests and support needs.
2. To process transactions for you (i.e., prequalification for loans) or help your online activities.
3. To send periodic emails that may contain information about Statewide, the products and services we offer, and other information that you may find useful. The emails may also be used to send you information and updates about your loan transaction.
4. To assist you in locating other companies capable of delivering products, services or information in which you may have an interest. The information we may collect could consist of any of the following:
INFORMATION YOU DIRECTLY PROVIDE TO US
This could consist of things like your name, email address, mailing address or a phone number that you give to use via our website, telephonically or otherwise. (Of course, you are free to visit our website without entering any of that information.) In connection with a loan application or transaction, you might enter additional information, which could include your social security number, your financial information, email addresses and phone numbers, etc.
Like many other web sites, Statewide’s website makes use of log files. These files merely log visitors to the site — usually a standard procedure for hosting companies and a part of hosting service’s analytics. The information inside the log files includes internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date/time stamp, referring/exit pages, and possibly the number of clicks. This information is used to analyze trends, administer the site, track user’s movement around the site, and gather demographic information. IP addresses, and other such information are not linked to any information that is personally identifiable.
COOKIES AND WEB BEACONS
We also may collect your personal information from others, such as credit bureaus, affiliates, or other companies. We and our third-party service providers may use a variety of technologies that automatically (or passively) store or collect certain information whenever you visit or interact with the company (“Usage Information”). This Usage Information may be stored or accessed using a variety of technologies that may be downloaded to your personal computer, browser, laptop, tablet, mobile phone or other device (a “Device”) whenever you visit or interact with us. The Usage Information may include, but is not limited to, your browser type, operating system, software version, Internet Protocol (“IP”) address or other unique identifier for your Device, Device location and other Device characteristics. Various methods and technologies to store or collect Usage Information may be used such as cookies and web beacons (also see above section on cookies and web beacons). You may adjust your browser or operating system settings to limit this tracking or to decline cookies, but by doing so, you may not be able to use certain features on the company site or take full advantage of all of our offerings. Check the “Help” menu of your browser or operating system to learn how to adjust your tracking settings or cookie preferences. Please note that our system may not respond to Do Not Track requests or headers from some or all browsers.
OUR ADVERTISING PARTNERS
OTHER THIRD PARTY SERVICE PROVIDERS
HOW STATEWIDE MAY USE AND DISCLOSE YOUR NON-PUBLIC INFORMATION
PERSONAL FINANCIAL INFORMATION
Any personal financial information you share with us (e.g., social security numbers, financial information, and credit card numbers) will be saved, if at all, on a secured website and/or server. This information will only be available to our employees and affiliates, persons or entities providing services in connection with your loan or other transaction that have a need to know the information, entities that may acquire or service your loan, or our attorneys, accountants and auditors, all of whom agree to and are bound to keep your information secure and confidential. We may also provide your personal financial information to government agencies to fulfill legal, reporting and regulatory requirements, or in response to government authorized requests for information (like subpoenas or civil investigative demands).
OTHER NON-PUBLIC INFORMATION
We may share some of the non-public information we collect about you with third parties, like companies performing services on our behalf, so long as those parties agree to keep your information confidential. We may also release your non-public information when we believe the release is appropriate to comply with the law, enforce our site policies, or protect our or others’ rights, property, or safety. Non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.
DO NOT TRACK DISCLOSURES
Statewide does not track its customers over time and across third party websites, and therefore does not respond to Do Not Track (DNT) signals. However, Statewide may use third-party services or have third-party advertising partners who may keep track of your browsing activities.
Other important information for California residents.
If you are a California resident, you have the right to receive:
1. Information identifying any third party company(ies) to whom we may have disclosed, within the past calendar year, personal information pertaining to you and your family for the company's provision of services or marketing purposes; and
2. A description of the categories of personal information disclosed.
To obtain such information you must make a request in writing. Your request must include your name registration (email address), the site name you visited and a return address or it will not be processed. We will not honor such requests more than once per calendar year. Requests made via email will not be accepted. Please mail your request to the address listed below:
3190 Shelby Street Ste A2
Ontario, CA 91764
Your California Privacy Rights
This section applies to any California residents about whom we have collected personal information from any source, including through your use of our website www.Statewide.com (the “Website”), including by filling out a form on our Website, buying our products or services, or communicating with us electronically, in paper correspondence, or in person (collectively, “you”).
Statewide Funding (“Statewide”) applies privacy and security protections to certain of your information as required by US federal law, including privacy disclosures that can be found here. As such, this Section of our Policy is limited to personal information that is not federally regulated.
For purposes of this section, “personal information” means information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular California consumer/resident or household. Personal information does not include publicly available information or information that has been de-identified.
What Information We Collect
We may collect the following categories of personal information about you:
To help you further understand what we do with the above categories of personal information, we have provided you with a chart detailing the sources, purposes, and any sharing related to each category. You may review that chart by scrolling down to “Table 1” of this Policy.
What We Do With Your Information
We may collect or use personal information from you for the following purposes:
Assessing third party vendors / service providers
Audit, compliance, policy, procedures, or regulation
Billing, payment, and fulfillment
Customer claims and fraud investigation and prevention
Customer relationship management
Financial reporting and accounting
General business administration
Legal compliance and other legal/regulatory matters
Marketing our products and services, and other general marketing
Processing transactions for you
Systems and data security
Website optimization, personalization, and maintenance
Sources of Collected Information
We may collect personal information from the following categories of sources:
Who We Share Information With
We do not sell personal information, with the limited exception of web tracking data such as cookies and pixels that are used by third parties for advertising purposes, or otherwise provide personal information to third parties, other than service providers receiving information to perform services for us on our behalf.
We may share your personal information with the following categories of third parties:
We sell the following categories of personal information:
Your Privacy Rights
If you are a California resident, subject to applicable law, you have the following rights under California law with respect to your personal information, to the extent your personal information is not already subject to federal law and the required privacy and security measures applied under federal law:
You may also authorize someone to exercise the above rights on your behalf. In order to exercise this right, please provide a written and signed letter stating clearly who you are authorizing to act on your behalf and what power you are granting to them to perform on your behalf, subject to our further verification as described below, to: Statewide Funding, Attn: Privacy/Legal Department, 3190 Shelby Street Ste A2, Ontario, CA 91764. If we have collected information on your minor child, you may exercise the above rights on behalf of your minor child.
The above rights are subject to our being able to reasonably verify your identity and authority to make these requests. These rights are also subject to various exclusions and exceptions under applicable laws. In order to verify a request we will review a request (including but not limited to the required information in any web form found herein), contact the requestor if further information is needed, and review our files and databases to identify and verify the requestor. You must provide your full name, residential address and email address for verification purposes.
Notice of Right to Opt-Out
You have the right to direct Statewide not to sell your personal information and to refrain from doing so in the future. If you wish to opt-out of such sales, please do so in one of the following ways: